San Patricio County Teachers Federal Credit Union

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Offering tailored Life, Property, and Auto Insurance coverage designed to
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San Patricio County Teachers FCU has always been proud and honored to serve our teachers, but did you know our membership also includes the following?
  • Anyone that lives, works, worships, or volunteers in San Patricio County
  • Immediate family members of current members
“Once a member, always a member” means even if you move outside of our membership area, your account will remain active unless you opt to close it.
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Use our mobile check deposit on your $napCU Mobile Banking App
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Car Warranty And Gap Products
We offer warranties even if your car isn't financed with us.
  • Credit Insurance - Pays off your loan balance in full in the event you pass away, are diagnosed with a terminal illness, or become dismembered.
  • Credit Disability - Covers your loan payments if you are unable to work until you are able to return to work.
  • Guaranteed Asset Protection (GAP) - Covers your stolen, flooded, or totaled loan balance not covered by your primary insurance.
  • Vehicle Service Contracts - Covers mechanical breakdown.
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Enjoy the most convenient and exceptional financial products and services that match your needs.

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Apply For A Loan

At SPCTFCU, we offer a variety of low cost loan products to save you money. Our friendly personnel are always ready to assist you all of our low cost services to make your life easier!

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Online Services

Our Internet banking service provides you with 24-hour access to your account information from any Internet connected computer.

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Our Mission To improve the well being of our members with a variety of financial products and services designed to match their needs through sound and safe management practices. Find out more about us
Financial Calculators SPCTFCU helps provide assistance in planning your finances. Our calculators can help you choose which options are best for you. Start Calculating
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